Some government regulations are intended to provide such fairness, since all participants must abide by the same rules. However, they can have the opposite effect, for example if larger firms find it easier to pay for fixed costs of regulation. It may be added that if the rules affect different participants differently, then they are not actually the same.
Public Adjusters work on behalf of the policyholder and are directly focused on the policyholder’s well-being… working and advocating for policyholders to get them paid as quickly and as easily as is possible.
The standard form fire insurance policy requires that any dispute between the insured and insurer regarding the amount of loss be resolved by an “appraisal process” (each party selects its own “competent and disinterested” appraiser; together, the appraisers select a “competent and disinterested umpire” to resolve disagreements between the appraisers). (Insurance Code §2071.)
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